Best Credit Card Sign-Up Bonuses — 2026-05-24 to 2026-05-31

Top Picks This Week

Chase Sapphire Reserve: 150,000 points after $4,000 in 3 months

• Issuer: Chase
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: $550
• What: Earn 150,000 Ultimate Rewards points after spending $4,000 within the first 3 months.
• Why it matters: This is the all-time best welcome offer on the Chase Sapphire Reserve, worth at least $2,250 in travel via Chase Travel or potentially much more transferred to partners like Hyatt or United.

Southwest Rapid Rewards Premier: 90,000 points after $3,000 in 3 months

• Issuer: Chase (co-brand)
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: $99
• Ends: Limited-time offer (no stated deadline)
• What: Earn 90,000 Rapid Rewards points after spending $3,000 within the first 3 months.
• Why it matters: This is an elevated offer worth ~$1,350 in Southwest flights, and combined with other Southwest cards can help earn a Companion Pass.

Capital One Venture X Business: Up to 150,000 miles after $30,000 in 6 months

• Issuer: Capital One
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: $395
• What: Earn up to 150,000 Capital One miles after meeting the spend requirement (details vary by offer tier).
• Why it matters: This is Capital One's most lucrative business card offer, worth at least $1,500 in travel statement credits or potentially more via transfer partners.

Personal Cards

Southwest Rapid Rewards Plus: 80,000 points after $1,000 in 3 months

• Issuer: Chase (co-brand)
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: $69
• Ends: Limited-time offer (no stated deadline)
• What: Earn 80,000 Rapid Rewards points after spending $1,000 within the first 3 months.
• Why it matters: The lowest spend requirement of the Southwest cards makes this accessible, worth ~$1,200 in Southwest flights.

Southwest Rapid Rewards Priority: 90,000 points after $3,000 in 3 months

• Issuer: Chase (co-brand)
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: $149
• Ends: Limited-time offer (no stated deadline)
• What: Earn 90,000 Rapid Rewards points after spending $3,000 within the first 3 months.
• Why it matters: Same bonus as the Premier but with $7,500 anniversary points and upgraded boarding credits, worth ~$1,350 in flights.

Business Cards

Capital One Venture X Business: Up to 150,000 miles after $30,000 in 6 months

• Issuer: Capital One
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: $395
• What: Earn up to 150,000 Capital One miles after meeting the spend requirement (details vary by offer tier).
• Why it matters: This is Capital One's most lucrative business card offer, worth at least $1,500 in travel statement credits or potentially more via transfer partners.

Newly Elevated & Limited-Time

Southwest consumer cards: Increased offers up to 90,000 points

• Issuer: Chase (co-brand)
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: varies by card ($69–$149)
• Ends: Limited-time offer (no stated deadline)
• What: All three consumer Southwest cards now offer elevated welcome bonuses of 80,000–90,000 Rapid Rewards points, up from previous lower offers.
• Why it matters: These are the highest publicly available offers on Southwest cards in recent memory, making now a great time to apply for Companion Pass qualification.

Alaska Atmos Rewards Summit Card: 100,000 points + 25,000 award miles + 50% off

• Issuer: Alaska (co-brand)
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: see source
• Ends: see source
• What: Earn 100,000 Atmos Rewards points, a 25,000-mile award, and 50% off on the Alaska Atmos Rewards Summit Card.
• Why it matters: This is a substantial offer on a lesser-known Alaska program card, worth investigating for Alaska-focused travelers.

Other SUB News

Chase Sapphire Reserve lifetime bonus rule: Pop-up eligibility warning

• Issuer: Chase
• Source: The Points Guy
• Link: The Points Guy
• What: Applicants for the Chase Sapphire Reserve's 150,000-point offer may see a pop-up message about bonus eligibility if they've previously received a Sapphire bonus.
• Why it matters: Chase's "lifetime" bonus rule means you may be ineligible if you've had any Sapphire card bonus before, so check eligibility before applying.

Amex Application Pop-Up Warning: Why it happens and what to do

• Issuer: American Express
• Source: One Mile at a Time
• Link: One Mile at a Time
• What: American Express uses a pop-up warning to deny welcome bonuses to applicants who frequently open and close cards.
• Why it matters: Frequent churners may be locked out of Amex welcome offers, so understanding the pop-up is critical before applying.

Honorable Mentions

• Bilt Palladium Card: Is the $495 annual fee worth it? — Analysis of the Bilt Palladium's value, including its welcome bonus, for high spenders.
• OceanAir Epic Rewards Credit Card – 5% back on gas/travel, 4% on warehouse clubs — No sign-up bonus currently, but notable for niche cash-back rates in underserved California counties.